Colleen Fagan Ph.D.
Individual Psychotherapy for Adults
I provide individual therapy for adults ages 18+. The first few sessions of therapy will serve as an evaluation of your needs. This is a time when you can share information about your personal background and the reasons for which you decided to seek psychotherapy. Following this evaluation process, an initial impression will be provided as well as ideas as to what the therapeutic process and our work together will look like. Because the professional relationship between a psychotherapist and a client is so important to having a successful outcome, this evaluation period will also allow you to determine whether you desire to continue working together. Likewise, if I feel that your needs would be better suited by another therapist or agency, I may refer you to them instead.
Duration and frequency of therapy largely depend on the severity of problems for which you are seeking treatment, as well as the amount of time and energy you wish to devote to the process. Sessions are normally scheduled for 55 minutes at an agreed upon time. For the best outcome, it is recommended that sessions be attended on a regular basis, which may be twice weekly, weekly or bi-monthly depending on your needs at the time.
Professional Fees, Insurance, and Agency Affiliations
The fee for each 60 minute individual therapy session is $120. Payments by cash, check, or credit card are all accepted. You can also use your Health Savings Account (HSA) or Health Reimbursement Account (HRA) to pay for therapy. Payment is generally due at the time the session is held. I kindly ask to be reimbursed half my fee ($60) for any no-shows or late cancellations.
Want to use your insurance?
I am an in-network/preferred provider* for the following insurance plans:
Ambetter/Home State Health
Blue Cross Blue Shield
United Healthcare (Optum)
EAPs: Deer Oaks, Workplace Options, ComPsych
I am an out-of-network/non-preferred provider* for most other insurance plans including TRICARE. Please note that I am not a Medicare or Medicaid provider.
*In general, insurance has better benefits if you use an in-network/preferred provider. However, your co-pay or co-insurance varies greatly depending on your specific plan.
Before we schedule your initial evaluation, I will contact your insurance company and determine your exact cost, including any deductibles to be met first, for my services.
No Surprise Act and Good Faith Estimates
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
• Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. • Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.